UNDERSTAND YOUR OPTIONS
Coverage starts
with a conversation.
Different plans solve different needs. Ask the questions that matter before comparing options.
01 / INDIVIDUAL & FAMILY
Marketplace coverage
Compare individual and family plans available through your state’s Marketplace. Your household income and household size help determine the financial assistance you may qualify for and your monthly premium after those savings. Your age, location, and coverage options also affect the cost.
- Check the doctors and prescriptions you need.
- Compare premiums with deductibles and out-of-pocket costs.
- Confirm enrollment eligibility and your start date.
02 / ALTERNATIVES
Private coverage
Explore private options where available. Benefits, exclusions, eligibility, underwriting, and provider networks vary by policy.
- Confirm whether the policy is comprehensive major medical coverage.
- Review the actual policy, not only its monthly price.
03 / EVERYDAY NEEDS
Dental & vision
Consider dental and vision separately from medical coverage. Compare provider networks, waiting periods, and annual benefit limits.
04 / EXTRA PROTECTION
Supplemental coverage
Accident or critical illness policies may pay benefits for covered events. They supplement health insurance and do not replace comprehensive medical coverage or guarantee all expenses will be paid.